My wife and I had just moved into the neighborhood. We received a card from Sears (the camp of the enemy) saying "since you are new in town, would you like to apply for a credit card?" Sure, we decided, filled out the application and returned it. Several weeks later we got a rejection from Sears saying "Sorry, we cannot issue to you a credit card." Reason? "You haven't been in town long enough."
(From the "Rest" of RHF)